Vehicle Finance

As a Miles Group business and official ŠKODA representative, Miles ŠKODA has access to a wealth of finance solutions for new vehicle, used vehicles, and for all your fleet finance requirements.

“Our aim here at ŠKODA Finance is to facilitate you, in the easiest and most stress-free fashion, when purchasing your new or used ŠKODA. It doesn’t matter whether you are a private customer or a business customer – our range of financial products offer the perfect solution to meet your individual needs.

Why not take advantage of our expertise and experience? Our team at ŠKODA Finance will be delighted to help you identify which of our excellent finance products suit you best.

ŠKODA Finance is an operating division of European Financial Services Limited & Euro Rate Leasing Limited: www.europeanfinance.co.nz.

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Personal Business

Personal Vehicle Finance

Easy Finance Options

At ŠKODA Finance, we offer you the same peace of mind with financial matters as you experience when you decide on a ŠKODA vehicle. We offer flexible finance and leasing options for private customers that lets you drive the ŠKODA you want by making our money work for you.

We offer a comprehensive range of finance products to help you fund your new or used car. This allows you to change your ŠKODA on a regular basis, which means you can keep up to speed with the latest model technology.

Credit Agreement

A Credit Agreement is one of the simplest and most popular ways for many motorists to finance a new or used ŠKODA. A Credit Agreement enables you to place a deposit towards the contract, either as cash or by using equity in your current vehicle as a trade-in.

Flexible terms are available including the option to have a balloon amount (larger final payment) built into your contract giving you the ability to tailor the repayments to best suit your budget, as well as your vehicle trading cycle.

*When considering the above finance & leasing options, we recommend that you seek independent financial / legal advice based on your individual circumstances.

Further information can be obtained relating to these products along with their relevant fees & charges by clicking on the following link: www.europeanfinance.co.nz

Business Vehicle Finance

Easy Finance Options

At ŠKODA Finance, we offer you the same peace of mind with financial matters as you experience when you decide on a ŠKODA vehicle. We offer flexible finance and leasing options for business customers that lets you drive the ŠKODA you want by making our money work for you.

Credit Agreement

A Credit Agreement is one of the simplest and most popular ways to own your ŠKODA.

Key benefits:

• Fixed interest rate

• Agreed payment term (e.g., 24 months, 36 months)

• No monthly or annual account fees

• Security interest over your ŠKODA only

Check out our Consumer Credit Agreement and our Rates & Fees

Business Lease

(For GST registered businesses)

Perfect for businesses who want regular upgrades. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model. Residual value applies.

Key benefits:

• Selected new & used ŠKODA vehicles only

• Unlimited kilometre allowance

• Tax benefits for GST registered businesses

• Agreed payment term (e.g. 37 months, 45 months)

Check out the Business Lease Agreement

ŠKODA Operating Lease

ŠKODA Finance offers both Fully Maintained and Non Maintained Operating Lease options on new and selected demonstrator ŠKODA vehicles. An Operating Lease can best be described as a long-term rental arrangement based on a term and specified kilometre allowance. An Operating Lease allows you to easily budget your vehicle expenses, and your monthly rentals are fixed over the term of the lease.

Takes away the hassle of ownership. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest ŠKODA model.

Key benefits:

• Selected new ŠKODA vehicles only

• Maintained options & non-maintained

• Agreed payment term (e.g. 36 months, 45 months)

• Choose your preferred kilometre limit

Check out the Consumer Operating Lease Agreement and our Fees

*When considering the above finance & leasing options, we recommend that you seek independent financial / legal advice based on your individual circumstances.

Further information can be obtained relating to these products along with their relevant fees & charges by clicking on the following link:

www.europeanfinance.co.nz

ŠKODA Finance is an operating division of European Financial Services Limited & Euro Rate Leasing Limited. For further information visit www.europeanfinance.co.nz

Rates & Fees

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Contact us

Phone: 0800 600 122

ŠKODA Approved Assurance Package

Drive your ŠKODA away, worry-free, from $1,999.

A ŠKODA Approved Assurance Package is available on ŠKODAs up to ten years old and up to 160,000km* and includes a 12 month ŠKODA Warranty^, new Warrant of Fitness, and 12 months’ Roadside Assistance. Plus, we’ll perform a vehicle status check and a multi-point inspection check before you drive away, meaning you can be assured you’re getting the best vehicle for your money.

For more information, speak to our Business Manager, Kerry Smith.

*at the point of activation

Email Kerry

Dad and daughter pretending veggies are long teeth in the front seat of a car.

Five green icons explaining the ŠKODA Approved Assurance Package.

Make an Enquiry

Important Information

ŠKODA Finance Fees, Terms, Conditions, and More

Finance through ŠKODA Finance and European Financial Services is subject to lending criteria, terms, conditions, and fees. Follow the below links for details or speak to our in-house team for full details and advice.

^{*Finance is only available when you purchase your ŠKODA from one of our approved Dealers. Finance is subject to our lending & credit criteria being met including, after we make inquiry, whether the finance would meet your requirements and objectives, you can make payments and that any guarantor can comply with a guarantee, without suffering hardship. When considering this option, we recommend that you seek independent financial / legal advice.}

^{**If you wish to lease a ŠKODA, this must be from one of our approved dealers. Leasing is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.}

UDC Finance Fees, Terms, Conditions, and More

Heartland Bank Finance

Finance through Heartland Bank is subject to lending criteria, terms, conditions, and fees. Follow the below links for details or speak to our in-house team for full details and advice.

Vehicle Finance

Personal Vehicle Finance

Easy Finance Options

Credit Agreement

Business Vehicle Finance

Easy Finance Options

Credit Agreement

ŠKODA Operating Lease

ŠKODA Approved Assurance Package

Make an Enquiry

Important Information

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