• Two ladies standing in front of red Skoda

Vehicle Finance

As an official Škoda representative and Miles Group business, Miles Škoda offers a wide range of finance solutions for new and used vehicles, as well as tailored options for fleet requirements – making it simple to get behind the wheel of your dream Škoda.

We’ll facilitate you in the easiest and most stress-free fashion when purchasing your new or used Škoda. It doesn’t matter whether you are a private customer or a business customer – our range of financial products offers the perfect solution to meet your individual needs.

Why not take advantage of our expertise and experience? Our team at Škoda Finance will be delighted to help you identify which of our excellent finance products suits you best.

Škoda Finance is provided by UDC Finance Limited.

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Personal Vehicle Finance

Tailored for you.

At Škoda Finance, we offer you the same peace of mind with financial matters as you experience when you decide on a Škoda vehicle. We offer flexible finance and leasing options for private customers that let you drive the Škoda you want.

Discover our comprehensive range of finance products to help you fund your new or used car. Getting behind the wheel of your dream Škoda has never been easier.

Apply Online Ask a Question

Credit agreement*

A Credit Agreement is one of the simplest and most popular ways to own your Škoda.

Key benefits:

  • Fixed interest rate
  • Agreed payment term (e.g., 24 months, 36 months)
  • No monthly or annual account fees
  • Security interest over your Škoda only

Check out our Fees, Rates, and Documentation.

Škoda Finance is provided by UDC Finance Limited.

*Škoda finance is only available when you purchase your Škoda from one of our approved dealers. Škoda finance is subject to lending & credit criteria being met including, after inquiry, whether the finance would meet your requirements and objectives, you can make payments and that any guarantor can comply with a guarantee, without suffering hardship. When considering this option, we recommend that you seek independent financial / legal advice.

Operating Lease*

Takes away the hassle of ownership. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest Škoda model.

Key benefits:

  • Selected new Škoda vehicles only
  • Maintained options & non-maintained
  • Agreed payment term (e.g. 36 months, 45 months)
  • Choose your preferred kilometre limit

To find out more, visit eurorate.co.nz.

Škoda Finance is provided by UDC Finance Limited.

*If you wish to lease a Škoda, this must be from one of our approved dealers. Consumer operating leases are provided by Euro Rate Leasing Limited and are subject to their lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.

Business Vehicle Finance

Driving your business.

At Škoda Finance, we give you the same peace of mind with financial matters as you enjoy behind the wheel of a Škoda. We offer business finance plans designed to allow you the peace of mind to concentrate on what’s really important – your business.

With a comprehensive range of finance options, we’ll help you fund your new or used vehicle and keep your business moving with confidence.

Apply Online Ask a Question
A businessman walks away from his parked Škoda Scala

Credit agreement*

A credit agreement is one of the simplest and most popular ways to own your Škoda.

Key benefits:

  • Fixed interest rate
  • Tax benefits for GST registered businesses
  • Security interest over your Škoda only
  • Tailor your payments to suit your cashflow

Škoda Finance is provided by UDC Finance Limited.

*Škoda finance is only available when you purchase your Škoda from one of our approved dealers. Škoda finance is subject to lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.

Business Lease*

Perfect GST-registered businesses that want regular vehicle upgrades. When the lease term ends, the vehicle is returned to us and you then have the option to take out a new lease and upgrade to the latest model. Residual value applies.

Key benefits:

  • Selected new & used Škoda vehicles only
  • Unlimited kilometre allowance
  • Tax benefits for GST-registered businesses
  • Agreed payment term (e.g. 37 months, 45 months)

Škoda Leasing is provided by Euro Rate Leasing Limited.

*If you wish to lease a Škoda, this must be from one of our approved dealers. Business leases are subject to Škoda finance lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.

Operating Lease*

Škoda Finance offers both Fully Maintained and Non-Maintained Operating Lease options on new and selected demonstrator Škoda vehicles. An Operating Lease can best be described as a long-term rental arrangement based on a term and specified kilometre allowance. An Operating Lease allows you to easily budget your vehicle expenses, and your monthly rentals are fixed over the term of the lease.

Takes away the hassle of ownership. When the lease term ends, the vehicle is returned to us, and you then have the option to take out a new lease and upgrade to the latest Škoda model.

Key benefits:

  • Selected new Škoda’s only
  • Maintained options or non-maintained
  • Agreed payment term (e.g. 36 months, 45 months)
  • Choose your preferred kilometre limit
  • Tax benefits for GST registered businesses

Škoda Leasing is provided by Euro Rate Leasing Limited.

*If you wish to lease a Škoda, this must be from one of our approved dealers. Operating leases are provided by Euro Rate Leasing and are subject to their lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.

SKODA KODIAQ

Lease Offers

Want to add a new Škoda or three to your business fleet? Explore our current lease offers, in association with our provider, ERL Leasing.

Discover Lease Offers

Škoda Future Value

With Škoda Future Value, you can enjoy a flexible financing option that offers you peace of mind for your new Škoda, and the next one.

Take advantage of this finance solution that provides you with the assurance of knowing exactly what the minimum value of your vehicle will be down the track. At the end of your loan, you have the option to trade in, retain, or return your vehicle. The choice really is yours.

Discover Future Value
Skoda Guaranteed Future Value

Make an Enquiry

Complete the form below to learn more about Škoda Finance or ask a question. Alternatively, apply for Škoda Finance online or call us on 03 353 6244, we’d be happy to assist.

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Important Information

Finance through Škoda Finance and European Financial Services is subject to lending criteria, terms, conditions, and fees. Follow the below links for details or speak to our in-house team for full details and advice.

*Finance is only available when you purchase your Škoda from one of our approved Dealers. Finance is subject to our lending & credit criteria being met including, after we make inquiry, whether the finance would meet your requirements and objectives, you can make payments and that any guarantor can comply with a guarantee, without suffering hardship. When considering this option, we recommend that you seek independent financial / legal advice.

**If you wish to lease a Škoda, this must be from one of our approved dealers. Leasing is subject to our lending & credit criteria being met. When considering this option, we recommend that you seek independent financial / legal advice.

Finance through Heartland Bank is subject to lending criteria, terms, conditions, and fees. Follow the below links for details or speak to our in-house team for full details and advice.