Škoda Guaranteed Future Value

With Škoda Guaranteed Future Value, you can enjoy a flexible financing option that offers you peace of mind for your new Škoda, and the next one. Unlike other finance options, Škoda Guaranteed Future Value allows for lower fixed repayments. Plus, at the end of your agreed term, you have three great options to choose from, whether you want to retain, renew, or return your Škoda. You also have the ability to renew anytime, allowing you to enjoy a new Škoda more often.

Apply or ask a question

View Current Offers

Your benefits

With Škoda Guaranteed Future Value you’ll have a hassle-free finance agreement plus an assurance you can count on the moment you drive away.

Immediate assurance from the moment you drive away.
Minimum future value of your Škoda guaranteed from the start.
Three options available at the end of your Škoda Finance contract.
Personalised finance solution based on vehicle term and kilometre usage.
Opportunity to upgrade to the latest Škoda model more often, enjoying the best innovations and technologies.

How it works

Step 1: Begin by selecting your desired Škoda vehicle.

Step 2: Determine the contract term that suits you best, with options of 24 months, 36 months, or 48 months.

Step 3: Agree on the annual kilometre allowance that fits your needs, ranging from 10,000 to 30,000 km per year.

Step 4: Choose the deposit amount that suits your budget, which also allows you to adjust your repayments accordingly.

Step 5: Calculate the Guaranteed Future Value (GFV) of your vehicle.

Step 6: Complete the agreed-upon term and visit your dealer.

Step 7: Choose one of three options at the end of the term: renew, retain, or return.

Your options at the end of the term

Renew / Trade in

If you wish to upgrade to a new Škoda, the equity you have accumulated can be applied towards the purchase of your new Škoda.

Retain

Should you choose to keep your Škoda, simply inform us. If you have fulfilled the necessary payment obligations outlined in your contract, you have the option to purchase your vehicle outright at the Guaranteed Future Value.

Return

If you choose to return your Škoda, you will not be required to pay the final payment, only the return fee, as long as you have met all regular payments and adhered to the agreed-upon kilometre allowance while maintaining fair wear and tear on the vehicle.

Maintaining your vehicle

We understand you will want to maintain your Škoda in excellent condition. To ensure the integrity of the Guaranteed Future Value program, it is important that your Škoda is returned to us in an acceptable condition and does not surpass the designated kilometre limit. Any additional kilometres beyond the limit will incur a charge of 66 cents per kilometre. We recognise that some reasonable wear and tear is inevitable, but it must remain within the guidelines outlined in your Škoda Financial Services contract. If you exceed the predetermined kilometre allowance, it will have an impact on your Guaranteed Future Value, but it will not affect your ability to trade in, keep, or return your vehicle.

Download our fair wear and tear guide

Download guide

Current Offers

Get into a new Škoda from $122 p/w with Škoda Future Value

For a limited time we’re offering special Škoda Future Value rates, so all you need to do is choose your new Škoda and the terms that fit you, then you can drive away knowing the guaranteed future value of your vehicle at the end of your term.

*Enyaq is not included in this promotion, talk to us for Enyaq Škoda future value rates.

Škoda Scala

From 122 p/week*

*$122 per week repayment is based on the Škoda Scala Ambition with an MSP of $34,040 (original MRP of $36,990) plus $1,295 on road costs, $7,067 deposit, 11.95% p.a. interest rate fixed for the 48-month loan term, total km allowance of 60,000km and a Škoda Future Value of $14,461.37. A $130 UDC establishment fee, $10.35 PPSR fee, weekly maintenance fee of $0.50, and dealer origination fee of $455 are included in the total amount repayable. The total amount repayable is $39,554.41. This Škoda Finance offer is available from 1-10-23 until 31-1-24 (or while stocks last). Not available in conjunction with any other offers. Škoda Finance and Škoda Future Value are provided by UDC Finance Limited. UDC’s lending criteria, standard terms & conditions apply. Škoda Future Value terms & conditions apply.

Explore Scala

Enquire Now

Škoda Fabia Monte Carlo

From 130 p/week*

*$130 per week repayment is based on the Škoda Fabia Monte Carlo with an MSP of $37,710 (original MRP of $40,990) plus $1,295 on road costs, $7,801 deposit, 11.95% p.a. interest rate fixed for the 48-month loan term, total km allowance of 60,000km and a Škoda Future Value of $16,859.78. A $130 UDC establishment fee, $10.35 PPSR fee, weekly maintenance fee of $0.50, and a dealer origination fee of $455 are included in the total amount repayable. The total amount repayable is $43,772.35. This Škoda Finance offer is available from 1-10-23 until 31-1-24 (or while stocks last). Not available in conjunction with any other offers. Škoda Finance and Škoda Future Value are provided by UDC Finance Limited. UDC’s lending criteria, standard terms & conditions apply. Škoda Future Value terms & conditions apply.

Explore Fabia Monte Carlo

Enquire Now

Škoda Kamiq

From $136 p/week*

*$136 per week repayment is based on the Škoda Kamiq Scoutline with an MSP of $36,790 (original MRP of $39,990) plus $1,295 on road costs, $7,617 deposit, 11.95% p.a. interest rate fixed for the 48-month loan term, total km allowance of 60,000km and a Škoda Future Value of $14,300.33. A $130 UDC establishment fee, $10.35 PPSR fee, weekly maintenance fee of $0.50, and a dealer origination fee of $455 are included in the total amount repayable. The total amount repayable is $42,285.16. This Škoda Finance offer is available from 1-10-23 until 31-1-24 (or while stocks last). Not available in conjunction with any other offers. Škoda Finance and Škoda Future Value are provided by UDC Finance Limited. UDC’s lending criteria, standard terms & conditions apply. Škoda Future Value terms & conditions apply.

Explore Kamiq

Enquire Now

Škoda Karoq

From $154 p/week*

*$154 per week repayment is based on the Škoda Karoq Ambition with an MSP of $44,190 (original MRP of $46,990) plus $1,295 on road costs, $9,362 deposit, 11.95% p.a. interest rate fixed for the 48-month loan term, NZ Govt. Clean Car Fee of $1,323, total km allowance of 60,000km and a Škoda Future Value of $18,581.38. A $130 UDC establishment fee, 10.35 PPSR fee, weekly maintenance fee of $0.50, and dealer origination fee of $455 are included in the total amount repayable. The total amount repayable is $50,331.54. This Škoda Finance offer is available from 1-10-23 until 31-1-24 (or while stocks last). Not available in conjunction with any other offers. Škoda Finance and Škoda Future Value are provided by UDC Finance Limited. UDC’s lending criteria, standard terms & conditions apply. Škoda Future Value terms & conditions apply.

Explore Karoq

Enquire Now

Škoda Kodiaq

From $198 p/week*

*$198 per week repayment is based on the Škoda Kodiaq Ambition with an MSP of $50,740 (original MRP of $53,990) plus $1,295 on road costs, $10,959 deposit, 11.95% p.a. interest rate fixed for the 48-month loan term, NZ Govt. Clean Car Fee of $2,760, total km allowance of 60,000km and a Škoda Future Value of $19,355.95. A $130 UDC establishment fee, $10.35 PPSR fee, weekly maintenance fee of $0.50, and dealer origination fee of $455 are included in the total amount repayable. The total amount repayable is $60,197.55. This Škoda Finance offer is available from 1-10-23 until 31-1-24 (or while stocks last). Not available in conjunction with any other offers. Škoda Finance and Škoda Future Value are provided by UDC Finance Limited. UDC’s lending criteria, standard terms & conditions apply. Škoda Future Value terms & conditions apply.

Explore Kodiaq

Enquire Now

Škoda Kodiaq RS

From $263 p/week*

*$263 per week repayment is based on the Škoda Kodiaq RS with an MSP of $78,190 (original MRP of $84,990) plus $1,295 on road costs, $16,472 deposit, 11.95% p.a. interest rate fixed for the 48-month loan term, NZ Govt.  Clean Car Fee of $2,875, total km allowance of 60,000km and a Škoda Future Value of $33,020. A $130 UDC establishment fee, $10.35 PPSR fee, weekly maintenance fee of $0.50, and dealer origination fee of $455 are included in the total amount repayable. The total amount repayable is $87,297.84. This Škoda Finance offer is available from 1-10-23 until 31-1-24 (or while stocks last). Not available in conjunction with any other offers. Škoda Finance and Škoda Future Value are provided by UDC Finance Limited. UDC’s lending criteria, standard terms & conditions apply. Škoda Future Value terms & conditions apply.

Explore Kodiaq RS

Enquire Now

Škoda Octavia

From $170 p/week*

*$170 per week repayment is based on the Škoda Octavia Style with an MSP of $48,740 (original MRP of $52,990) plus $1,295 on road costs, $10,007 deposit, 11.95% p.a. interest rate fixed for the 48-month loan term, total km allowance of 60,000km and a Škoda Future Value of $20,650.87. A $130 UDC establishment fee, $10.35 PPSR fee, weekly maintenance fee of $0.50, and dealer origination fee of $455 are included in the total amount repayable. The total amount repayable is $55,694.40. This Škoda Finance offer is available from 1-10-23 until 31-1-24 (or while stocks last). Not available in conjunction with any other offers. Škoda Finance and Škoda Future Value are provided by UDC Finance Limited. UDC’s lending criteria, standard terms & conditions apply. Škoda Future Value terms & conditions apply.

Explore Octavia

Enquire Now

Škoda Octavia RS

From $205 p/week*

*$205 per week repayment is based on the Škoda Octavia Wagon RS with an MSP of $57,030 (original MRP of $61,990) plus $1,295 on road costs, $12,045 deposit, 11.95% p.a. interest rate fixed for the 48-month loan term, NZ Govt. Clean Car Fee of $1,898, total km allowance of 60,000km and a Škoda Future Value of $24,368.77. A $130 UDC establishment fee, $10.35 PPSR fee, weekly maintenance fee of $0.50, and dealer origination fee of $455 are included in the total amount repayable. The total amount repayable is $66,754.59. This Škoda Finance offer is available from 1-10-23 until 31-1-24 (or while stocks last). Not available in conjunction with any other offers. Škoda Finance and Škoda Future Value are provided by UDC Finance Limited. UDC’s lending criteria, standard terms & conditions apply. Škoda Future Value terms & conditions apply.

Explore Octavia

Enquire Now

Škoda Guaranteed Future Value

Your benefits

How it works

Your options at the end of the term

Renew / Trade in

Retain

Return

Maintaining your vehicle

Current Offers

Get into a new Škoda from $122 p/w with Škoda Future Value

Škoda Scala

Škoda Fabia Monte Carlo

Škoda Kamiq

Škoda Karoq

Škoda Kodiaq

Škoda Kodiaq RS

Škoda Octavia

Škoda Octavia RS

Make an enquiry

Welcome to Škoda

Sign-up